Not sure what the bad reviews are all about... This is a fantastic app and the support is extremely quick and efficient.

Amazing app and developer. We have many customers using this app allowing them to purchase our goods and pay off their order over 6 months. This has enabled us to reach customers that have previously abandoned their carts due to financial insecurity and lower income families that rather pay over a certain amount of time.
The customer service is over and beyond and Warrin always answers our questions within a few minutes of emailing him during business hours and first thing the next morning outside of these hours. Always friendly and helpful helping me understand the app and its abilities without any jargon that most people wouldn't understand.
Highly recommend people to install this app as it will help you grow your business and allow payments from those that you may be losing.

Honnestly, this app should get a serious review of the Shopify app store...

The first red flag for me was that the copyright on their user-interface says 2014... I mean, in how far should you trust a payment gateway system that hasn't updated their copyright since 2014, or even taken the time to add the necessary code that shows the current year? (What about GDP regulations of 2019?)

I installed the app and honestly was very skeptical from the start: there are countless grammar errors on the user-facing side of the app, the whole user experience doesn't make any sense, as it displays different installation processed in different places + it seems like there are no actual fixed names for any of the functionalities. I believe that this app was written by a single person, which also leaves me a little worried.

Now, the actual installation doesn't actually work... The "install embedded app", which I believe should either take you to an app that would create an embed on the front end of the website or install the code for it, simply redirects you to the first page of the app.

I then contacted support, which I believe wrote the app (Warrin), he didn't address the issue that I mentioned in my message but instead asked me to "Then finally do a copy of your PayPal credentials into your dashboard, per steps below". Strangely enough, the app doesn't have any inputs for these Paypal credentials, which I also mentioned in my message, but he didn't address the issue.

Then, what I found very strange, is that the app and he specifically ask you for the Paypal credentials. (Email address + Password + Signature). * This is against Paypal's terms.

A third-party app that functions with Paypal, should make use of the technology using API keys or webhooks, and never ask a user for the account email or password directly.

Anyway, I now deleted the app from the store, and I believe that Shopify should seriously review this, and I believe that the developer should make sure to update the app, remove the bugs, have a clear user experience (not use different terms in different places), and review its functionality to ensure it's actual operations are legal.

I wouldn't waste my time downloading, as the actual app simply doesn't even work...