Shop Pay Installments

Included with Shopify

Let customers split their payments into interest-free or monthly installments

Turn on in admin
A gold ring with colorful gemstones on a peach background. The ring is surrounded by three white buttons with radio buttons: Pay over 3 months, Pay over 6 months, and Pay over 12 months.

How it works

  • Get paid upfront

    Get paid in full for every purchase and never have to chase a payment.

  • No hidden fees for customers

    Your buyers don’t pay late or unexpected fees, and don’t get redirected to other websites.

  • Increase average order value

    Show flexible payment options on product details pages to make larger purchases more attractive.

  • Reduce cart abandonment

    Let buyers split their purchase cost up into smaller more affordable payments to increase conversion.

Do more with Shopify tools

  • Promote your buy now, pay later offering

    Use pre-built marketing resources to promote your flexible payment options on your online store, on social media, and in person.

    Get marketing toolkit

Learn more

Rates from 0-36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Shop Pay Installments are subject to eligibility and are provided by Affirm’s lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. More options may be available upon approval. State notices to consumers: affirm.com/licenses.