Shopify Capital

Included with Shopify

Get offers for cash advances and loans based on your store’s performance

Check eligibility
A man in a blue shirt is holding a phone. A white box next to him shows daily sales of $6,000, capital repayment of $600 and a daily balance of $5,400.

How it works

  • Hassle-free application

    Apply for Shopify Capital directly through your admin—with minimal paperwork, no credit checks, and no guarantors.

  • Quick access to funds

    If approved, you’ll receive funding in as quick as two business days.

  • Repay as you sell

    Pay with a percentage of your store's daily sales. Pay only on days you sell and less when sales are slow.

  • Uninterrupted cashflow

    If eligible, top up before your current round is fully repaid so you can continue investing in inventory, marketing, operations, payroll, or anything else that drives your business forward.

Do more with Shopify tools

  • Designed to work with Shopify Capital

    Take advantage of other financial solutions like Shopify Balance, Shopify Credit, and Shopify Bill Pay—all managed within your Shopify admin.

    * Available in US only

    Explore Shopify Finance

Learn more

* Funding through Shopify Capital is available in select countries either as a loan or merchant cash advance. All loans through Shopify Capital are issued by WebBank in the United States. Offers to apply do not guarantee funding. Shopify Capital loans are repaid based on a percentage of daily sales. The maximum repayment term is 18 months, and 2 minimum payments apply. The actual time period within which the loan is repaid may be less than 18 months.