Your online Layaway gateway solution

4.2 of 5 stars(63 reviews)


What is LAY-BUY

LAY-BUY is an approved payment gateway developed for Shopify merchants because of a huge demand by Shopify merchants. Please see demo site link below (B6)

  • If you are a merchant who wants to sell into the LAYAWAY, LAYBY markets or a seller who does a lot of pre-orders business, then LAY-BUY is a must for activation. Also, if Black Friday, Cyber Monday (BFCM) are big sales days for you, then LAY-BUY would set you apart where you can also offer your deals on these days via affordable payment plans.

  • Now in our third year we have activated merchants predominantly across the five country markets of Australia, NZ, USA, Canada and UK. Powered by PayPal, we are a global payment gateway and therefore provide our services into all the same country markets as PayPal. Merchants simply need to have a PayPal business account.

  • We process orders in multiple currencies, and present our payment plan landing page in languages of English, Spanish, French, Chinese and Czech.

  • LAY-BUY is the online gateway that is catering to the LAYAWAY buyers in USA and Canada, and the LAYBY buyers in Australia, UK and New Zealand. If you sell into any of these markets then you need to consider getting LAY-BUY in place in your checkout. OH, did I forget to say its FREE for merchants, because we charge the buyer a nominal admin fee, based on the order value. The only cost for merchants are their normal transaction fees. So if you are already offering PayPal as a payment method in your checkout, then you may as well offer "PUT IT ON LAY-BUY".

  • Not only are there millions of LAYAWAY and LAYBY buyers out there, browsing online right now but there are also the shoppers who actually do not want to take delivery of the product immediately due to them buying for Xmas or the holiday season. There are then also the consumers shopping online today that actually see a deal but do not have the full outlay price - they then LAY-BUY the goods there and then, secure the deal, and then pay the balance off in their own time. There are also the consumers who we refer to as “OWN WHAT THEY TAKE HOME”.

  • These consumers are therefore rather looking for a deferred payment option where they get to pay-off the product over 3 to 6 months and only take delivery after their final payment.

  • Lay-Buy is exactly that, a deferred payment plan that the merchant sets up in their checkout that empowers the buyer to select the down payment percentage today, and then how many months they need or want to pay-off the balance.

  • Lay-Buy is not a new payment method, but is an established brand in Layby within Australia & New Zealand, and Layaway in USA, Canada and UK. These loyal consumers are behind a 25 billion dollar industry within bricks n’ mortar retail - just not online.

See the app in action

Explore how the app works in an example store.

View example store

Media gallery




Overall rating
4.2 of 5 stars
Based on 63 reviews

  • 5 of 5 stars
    76% of ratings are 5 stars
  • 4 of 5 stars
    2% of ratings are 4 stars
  • 3 of 5 stars
    5% of ratings are 3 stars
  • 2 of 5 stars
    3% of ratings are 2 stars
  • 1 of 5 stars
    14% of ratings are 1 stars

Most recent reviews

Lilly and Mimi Fabric Shop

edited! I gave * only when I tried to set up this app. It wasn't working at all and I was really disappointed. I have contacted shopify support team and they forward the issue to Lay-Buy who found the issue and now my customers happily can use this app. Thanks for the help.

Developer reply

August 26, 2019

Your account has since been activated, and a multiple lay-buy orders have been placed in your store.
Please update this rating.

Growplay Monkey Bars

We have have been using Lay by for a little while on our store. Granted our product is $2000 AUD but it has enabled people that would not usually be able to afford our product an option to buy one. Offering them a 6 month payment plan leading up to christmas. It takes all the management time out of keeping track of laybys. Best value for money app we have working for us.

Kimmy Snabric

BEWARE! If you uninstall this app, it still shows on your website and people will continue being able to use it!! I just found that out the hard way. Erg!

Also, there is no way to set a minimum order amount. If a customer buys a $1 product, they can put it only Lay-Buy. Crazy! :-( I would have kept the app if there was a way to set a minimum order amount. It really messes the flow of things up when I have a bunch of $1-$5 orders pending.

Developer reply

March 15, 2019

Merchant also needs to deactivate the gateway.
Rather obvious!