What is LAY-BUY

LAY-BUY is an approved payment gateway developed for Shopify merchants because of a huge demand by Shopify merchants.

• If you are a merchant who wants to sell into the LAYAWAY, LAYBY markets or a seller who does a lot of pre-orders business, then LAY-BUY is a must for activation. Also, if Black Friday, Cyber Monday (BFCM) are big sales days for you, then LAY-BUY would set you apart where you can also offer your deals on these days via affordable payment plans.

• Now in our third year we have activated merchants predominantly across the five country markets of Australia, NZ, USA, Canada and UK. Powered by PayPal, we are a global payment gateway and therefore provide our services into all the same country markets as PayPal. Merchants simply need to have a PayPal business account.

• We process orders in multiple currencies, and present our payment plan landing page in languages of English, Spanish, French, Chinese and Czech.

• LAY-BUY is the online gateway that is catering to the LAYAWAY buyers in USA and Canada, and the LAYBY buyers in Australia, UK and New Zealand. If you sell into any of these markets then you need to consider getting LAY-BUY in place in your checkout. OH, did I forget to say its FREE for merchants, because we charge the buyer a 1.9% admin fee. The only cost for merchants are their normal transaction fees. So if you are already offering PayPal as a payment method in your checkout, then you may as well offer "PUT IT ON LAY-BUY".

• Not only are there millions of LAYAWAY and LAYBY buyers out there, browsing online right now but there are also the shoppers who actually do not want to take delivery of the product immediately due to them buying for Xmas or the holiday season. There are then also the consumers shopping online today that actually see a deal but do not have the full outlay price - they then LAY-BUY the goods there and then, secure the deal, and then pay the balance off in their own time. There are also the consumers who we refer to as “OWN WHAT THEY TAKE HOME”.

• These consumers are therefore rather looking for a deferred payment option where they get to pay-off the product over 3 to 6 months and only take delivery after their final payment.

• Lay-Buy is exactly that, a deferred payment plan that the merchant sets up in their checkout that empowers the buyer to select the down payment percentage today, and then how many months they need or want to pay-off the balance.

• Lay-Buy is not a new payment method, but is an established brand in Layby within Australia & New Zealand, and Layaway in USA, Canada and UK. These loyal consumers are behind a 25 billion dollar industry within bricks n’ mortar retail. However, this payment option is highly under-serviced by online retailers globally.