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I have to give it one star. This process is the poster child for AI shortcomings. I provided all the documentation the setup asked for, then went through multiple rounds were AI processed my information. It ended up denying my shop. Eventually I was able to get to customer service but that was pointless. They couldn't do anything. They couldn't review the AI decision. They could not override the decision. Worst setup process and I have moved on to other channels. Not worth the time or hassle.